Explaining Umbrella Insurance in TX: When Basic Coverage Isn't Enough

When it comes to protecting one's home, assets, and livelihood, general insurance policies are just the starting point, but many times, they are insufficient. This very question brings up umbrella insurance in TX . Think of it as your financial safety net whenever the limits of your primary coverage are hit. Being an owner, landlord, or someone having ample assets, umbrella insurance gives another level of protection that could save you from major out-of-pocket expenses in case of an event that leads to a lawsuit or a major claim. What Is Umbrella Insurance? An umbrella policy is extra liability coverage issued when the limits of your existing policies—homeowners, auto, or landlord insurance in TX—are reached. It is intended to safeguard your savings and investments, as well as future earnings of the following: ● Legal claims or lawsuits for ● Property damage liability ● ...